Buying a house is a major move for most people and it involves serious financial commitment especially when you are just starting your working life. Nevertheless, it is an important option for you to consider at an early point of your life.

Application Eligibility

  • (i) A Malaysian Citizen; OR

  • (ii) A Malaysian Citizen who has made Leaving the Country Withdrawal before 1 August 1995 and has opted to re-contribute to the EPF; OR

  • (iii) A Non-Malaysian Citizen who:
    - Has become an EPF member before 1 August 1998; OR
    - Has obtained a Permanent Resident status (PR).

  • You have not reached 55 years of age at the time the EPF receives your application; AND

  • You have at least RM500.00 of savings in Account 2.


  1. Submission of EPF withdrawal form [Form KWSP 9C(AHL)]

  2. The original copy of the Sale and Purchase Agreement.

  3. Photocopy of your Identification Card.

  4. A copy of the letter of loan approval from your end-financier.

  5. Proof of relationship

(This is for joint purchase involving spouse or next of kin namely parents or siblings. For joint purchase involving next of kin, the member is required to submit an explanation letter stating the reason for the joint purchase)

Note: The original Sale and Purchase Agreement, Letter of Loan Approval from your end-financier and your original Identification Card have to be sighted by the EPF officials.

Mode of Payment

The payment will be released directly to the member within a period of two weeks from the date of submission.


If you have any enquiry or problem relating to your withdrawal application, please contact the nearest EPF Office or the EPF Customer Service Department as follows:

Customer Service
Tel: 603-87326000
E-mail: [email protected]